Built for Britain
Categories and tax-year thinking that match GOV.UK-style life, not 401(k) placeholders. Council tax, GBP, and 6 April to 5 April.
Built in Kent · Google Sheets only · GBP £
Simple Google Sheets for UK money
Calm guides and ready-made templates built for British salaries, tax years, and household bills — not US Excel worksheets with the wrong categories.
Household · 2026/27
Sheets
| Category | Planned | Actual |
|---|---|---|
| Take-home pay | £3,240 | £3,240 |
| Rent / mortgage | £1,150 | £1,150 |
| Council tax | £162 | £162 |
| Energy | £145 | £138 |
| Groceries | £380 | £296 |
| ISA transfer | £200 | £200 |
Left to plan£1,294
As seen in your tax year — categories and dates that match 6 April to 5 April, not a US fiscal calendar.
Why Google Sheets
Most households here need a living file they can share and update on a phone
UkMoneySheets focuses on Google Sheets templates that speak UK: council tax, GBP, and tax years from 6 April.
Google Sheets, not Excel
Browser-first files you can share with a partner and open on mobile without version chaos. File → Make a copy into your own Drive.
Guides first
Free explainers on budgeting, Self Assessment records, landlord tracking, ISAs and more — a soft shop link only when a template helps.
Latest guides
Practical overviews you can use whether or not you buy a template
Savings
Cash ISA Allowance Planner for Under-65s: Last Full Year Before the £12k Cap (UK)
Plan Cash ISA subscriptions before the £12k under-65 cap from April 2027. Track 2026/27 allowance in Google Sheets. Check GOV.UK.
Read guide
Savings
Help to Save Tracker: Monthly Deposits and 2-Year / 4-Year Bonus Planner (UK)
Track Help to Save deposits and project 2-year and 4-year 50% bonuses in Google Sheets. Confirm eligibility on GOV.UK.
Read guide
Tax
Missed the 5 October Self Assessment Deadline? Register Late + Spreadsheet Setup (UK)
Missed 5 October Self Assessment registration? Register late, check GOV.UK on penalties, and set up a UK spreadsheet before January.
Read guide
Budgeting
How to Use a UK Monthly Budget Spreadsheet in Google Sheets
Use a UK monthly budget Google Sheet for rent, council tax, utilities and take-home pay. Categories built for British bills.
Read guide
Property
House Deposit and LISA Tracker: A Simple First-Time Buyer Planner (UK)
Plan a UK house deposit and Lifetime ISA (LISA) in Google Sheets — target price, deposit % and monthly savings.
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Property
Mortgage Overpayment Calculator: See Interest Saved in Google Sheets (UK)
See how mortgage overpayments cut interest in a UK Google Sheet. Check your lender’s limits before you pay extra.
Read guide