Guides | UkMoneySheets

Savings

Plan Cash ISA subscriptions before the £12k under-65 cap from April 2027. Track 2026/27 allowance in Google Sheets. Check GOV.UK.

Savings

Track Help to Save deposits and project 2-year and 4-year 50% bonuses in Google Sheets. Confirm eligibility on GOV.UK.

Tax

Missed 5 October Self Assessment registration? Register late, check GOV.UK on penalties, and set up a UK spreadsheet before January.

Budgeting

Use a UK monthly budget Google Sheet for rent, council tax, utilities and take-home pay. Categories built for British bills.

Property

Plan a UK house deposit and Lifetime ISA (LISA) in Google Sheets — target price, deposit % and monthly savings.

Property

See how mortgage overpayments cut interest in a UK Google Sheet. Check your lender’s limits before you pay extra.

Guides

Google Sheets vs Excel for UK household budgeting: when Sheets wins for couples and phones, and when Excel still fits.

Savings

UK Christmas savings tracker: gift list, weekly save-up, and a January buffer for rent and bills in Google Sheets.

Tax

Log UK crypto trades for Section 104 and CGT: date, quantity, GBP value and fees in a simple spreadsheet.

Property

Track UK rental income and expenses for Self Assessment and Section 24 finance costs in Google Sheets.

Tax

Track side-hustle income and expenses for UK Self Assessment (SA103) in a simple tax-year spreadsheet.